Limited Early Access Open

See everything.

See everything.

See everything.

Grow smarter.

Grow smarter.

Grow smarter.

Track bank, cash & udhar in one place — and actually increase your savings.

Track bank, cash & udhar in one place — and actually increase your savings.

Join 100+ early users already growing

Money is more messy than

apps think.

Traditional finance apps were built for bank data. We built ACORN for your real

life.

Multiple apps, zero focus

Bank accounts, wallets, and investments are scattered across 10 different apps.

Cash is never tracked

Offline cash transactions are 40% of your spends, but 0% of your tracking.

Udhar is forgotten

Real-world credit (Udhar) with friends or family never makes it into your spreadsheet.

No clear picture

You never truly know your net worth until you manually calculate it once a year.

"

Most people stop tracking because it's too much

work. We made it effortless.

Money is more messy than

apps think.

Traditional finance apps were built for bank data. We built ACORN for your real life.

Multiple apps, zero focus

Bank accounts, wallets, and investments are scattered across 10 different apps.

Cash is never tracked

Offline cash transactions are 40% of your spends, but 0% of your tracking.

Udhar is forgotten

Real-world credit (Udhar) with friends or family never makes it into your spreadsheet.

No clear picture

You never truly know your net worth until you manually calculate it once a year.

"

Most people stop tracking because it's too much work. We made it effortless.

One app.

Total clarity.

ACORN brings your entire financial life into one place. No more guesswork, no more spreadsheets.

Bank + Cash Tracking

Auto-connect your banks and track offline cash spends effortlessly in seconds.

Udhar Management

Keep tabs on who owes you and who you owe — with friendly WhatsApp reminders.

Net Worth Visibility

One simple dashboard for your total financial picture — updated in real-time.

Total Balance

$42,905.00

In Bank

$28,100

In Cash

$14,805

Recent Transactions

Starbucks Coffee

Today, 2:45 PM

-$12.50

Rent Transfer

Today, 2:45 PM

-$12.50

Udhar - Rahul

Today, 2:45 PM

+$500

Features built for

the modern world.

Every feature is designed to solve a real problem in your daily financial life.

Smart

Transactions

Auto-split bills and

categorize every spend

using AI — bank or cash.

Udhar Reminders

Automatically send

friendly WhatsApp nudges

for your real-world credit.

Cash Tracking

Quick-add cash spends in

1-tap — finally track

where your wallet goes.

Insights &

Analytics

Detailed breakdown of

your spending habits and

net worth trends.

Goals Tracking

Set smart savings goals

and let ACORN help you

reach them faster.

Shared Wallets

Collaborate with partners

or friends on shared

household budgets.

How ACORN

Works for you.

1

Connect & Add

Securely link your bank accounts and add your current cash balance in 2 taps.

2

Track Spends

Auto-sync bank transactions and add cash spends instantly. No manual typing.

3

Get Insights

See exactly where your money goes with auto- categorized smart transactions.

4

Grow Savings

Use ACORN's smart recommendations to hit your goals and grow your net worth.

Start tracking your money today

The ACORN Edge

Built for real life,

not just bank data.

Most apps only see half the picture. ACORN sees it all — giving you

the clarity you need to grow smarter.

Tracks Cash (Offline Money)

Finally, an app that treats your physical cash with the same importance as your bank balance. Track ATM withdrawals and spends in 1-tap.

100% Secure & Private

Manages Udhar (Real-world Credit)

Track money lent to or borrowed from friends, family, or your local shopkeeper. Never forget an udhar again with automated tracking.

100% Secure & Private

Shows Full Financial Picture

Bank, Cash, and Udhar come together to show your true net worth. No more manual calculations or missing pieces.

100% Secure & Private

ACORN vs The Others

Most apps track bank data. ACORN tracks real life money.

Automated Bank Sync

Acorn

Others

Cash Spend Tracking

Acorn

Others

Udhar Management

Acorn

Others

Net Worth Visualization

Acorn

Others

AI-powered Insights

Acorn

Others

Privacy First (Zero Ads)

Acorn

Others

The App Interface

One app.

Total Clarity.

Beautifully designed for a seamless tracking experience. No more

clunky spreadsheets or complex menus.

The Dashboard

A unified view of your net worth across all asset classes.

Add Transaction

Quick-add anything — bank, cash, or udhar — in under 2 seconds.

Udhar Tracking

Track money lent or borrowed with built-in reminders.

Deep Insights

See exactly where your money goes with auto-categorized smart transactions.

One app.

Total clarity.

One app.

Total clarity.

ACORN brings your entire financial life into one place. No more guesswork, no more spreadsheets.

Bank + Cash Tracking

Auto-connect your banks and track offline cash spends effortlessly in seconds.

Udhar Management

Keep tabs on who owes you and who you owe — with friendly WhatsApp reminders.

Udhar Management

Keep tabs on who owes you and who you owe — with friendly WhatsApp reminders.

Net Worth Visibility

One simple dashboard for your total financial picture — updated in real-time.

Bank + Cash Tracking

Auto-connect your banks and track offline cash spends effortlessly in seconds.

Net Worth Visibility

One simple dashboard for your total financial picture — updated in real-time.

Total Balance

$42,905.00

In Bank

$28,100

In Cash

$14,805

Recent Transactions

Starbucks Coffee

Today, 2:45 PM

-$12.50

Rent Transfer

Today, 2:45 PM

-$12.50

Udhar - Rahul

Today, 2:45 PM

+$500

Features built for

the modern world.

Every feature is designed to solve a real problem in your daily financial life.

Smart

Transactions

Auto-split bills and

categorize every spend

using AI — bank or cash.

Udhar Reminders

Automatically send

friendly WhatsApp nudges

for your real-world credit.

Cash Tracking

Quick-add cash spends in

1-tap — finally track

where your wallet goes.

Insights &

Analytics

Detailed breakdown of

your spending habits and

net worth trends.

Goals Tracking

Set smart savings goals

and let ACORN help you

reach them faster.

Shared Wallets

Collaborate with partners

or friends on shared

household budgets.

How ACORN

Works for you.

1

Connect & Add

Securely link your bank accounts and add your current cash balance in 2 taps.

2

Track Spends

Auto-sync bank transactions and add cash spends instantly. No manual typing.

3

Get Insights

See exactly where your money goes with auto- categorized smart transactions.

4

Grow Savings

Use ACORN's smart recommendations to hit your goals and grow your net worth.

The ACORN Edge

Built for real life,

not just bank data.

Built for real life,

not just bank data.

Most apps only see half the picture. ACORN sees it all — giving you

the clarity you need to grow smarter.

Most apps only see half the picture. ACORN sees it all — giving you the clarity you need to grow smarter.

Tracks Cash (Offline Money)

Finally, an app that treats your physical cash with the same importance as your bank balance. Track ATM withdrawals and spends in 1-tap.

100% Secure & Private

Manages Udhar (Real-world Credit)

Track money lent to or borrowed from friends, family, or your local shopkeeper. Never forget an udhar again with automated tracking.

100% Secure & Private

Shows Full Financial Picture

Bank, Cash, and Udhar come together to show your true net worth. No more manual calculations or missing pieces.

100% Secure & Private

ACORN vs The Others

Most apps track bank data. ACORN tracks real life money.

Automated Bank Sync

Acorn

Others

Cash Spend Tracking

Acorn

Others

Udhar Management

Acorn

Others

Net Worth Visualization

Acorn

Others

AI-powered Insights

Acorn

Others

Privacy First (Zero Ads)

Acorn

Others

ACORN vs The Others

Most apps track bank data. ACORN tracks real life money.

Cash Spend Tracking

Acorn

Others

Udhar Management

Acorn

Others

Net Worth Visualization

Acorn

Others

AI-powered Insights

Acorn

Others

Privacy First (Zero Ads)

Acorn

Others

The App Interface

One app.

Total Clarity.

Beautifully designed for a seamless tracking experience. No more

clunky spreadsheets or complex menus.

The Dashboard

A unified view of your net worth across all asset classes.

Add Transaction

Quick-add anything — bank, cash, or udhar — in under 2 seconds.

Udhar Tracking

Track money lent or borrowed with built-in reminders.

Deep Insights

See exactly where your money goes with auto-categorized smart transactions.

Money is more messy than

apps think.

Traditional finance apps were built for bank data. We built ACORN for your real life.

Multiple apps, zero focus

Bank accounts, wallets, and investments are scattered across 10 different apps.

Cash is never tracked

Offline cash transactions are 40% of your spends, but 0% of your tracking.

Udhar is forgotten

Real-world credit (Udhar) with friends or family never makes it into your spreadsheet.

No clear picture

You never truly know your net worth until you manually calculate it once a year.

"

Most people stop tracking because it's too much work. We made it effortless.

Features built for

the modern world.

Every feature is designed to solve a real problem in your daily financial life.

Smart

Transactions

Auto-split bills and

categorize every spend

using AI — bank or cash.

Udhar Reminders

Automatically send

friendly WhatsApp nudges

for your real-world credit.

Cash Tracking

Quick-add cash spends in

1-tap — finally track

where your wallet goes.

Insights &

Analytics

Detailed breakdown of

your spending habits and

net worth trends.

Goals Tracking

Set smart savings goals

and let ACORN help you

reach them faster.

Shared Wallets

Collaborate with partners

or friends on shared

household budgets.

How ACORN

Works for you.

1

Connect & Add

Securely link your bank accounts and add your current cash balance in 2 taps.

2

Track Spends

Auto-sync bank transactions and add cash spends instantly. No manual typing.

3

Get Insights

See exactly where your money goes with auto- categorized smart transactions.

4

Grow Savings

Use ACORN's smart recommendations to hit your goals and grow your net worth.

The App Interface

One app.

Total Clarity.

Beautifully designed for a seamless tracking experience. No more clunky spreadsheets or complex menus.

The Dashboard

A unified view of your net worth across all asset classes.

Add Transaction

Quick-add anything — bank, cash, or udhar — in under 2 seconds.

Udhar Tracking

Track money lent or borrowed with built-in reminders.

Deep Insights

See exactly where your money goes with auto-categorized smart transactions.

Stop guessing where your money goes.

Start growing your savings with ACORN.

Join the elite group of early adopters who are already

seeing their net worth grow with ACORN.

No spam, only early access beta invites

Track bank, cash & udhar in one place —
and increase your savings.

© 2026 ACORN. Built by Lovepreet Singh.

Secured with Bank-Grade Encryption

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