Limited Early Access Open
See everything.
See everything.
See everything.
Grow smarter.
Grow smarter.
Grow smarter.
Track bank, cash & udhar in one place — and actually increase your savings.
Track bank, cash & udhar in one place — and actually increase your savings.








Join 100+ early users already growing

Money is more messy than
apps think.
Traditional finance apps were built for bank data. We built ACORN for your real
life.
Multiple apps, zero focus
Bank accounts, wallets, and investments are scattered across 10 different apps.
Cash is never tracked
Offline cash transactions are 40% of your spends, but 0% of your tracking.
Udhar is forgotten
Real-world credit (Udhar) with friends or family never makes it into your spreadsheet.
No clear picture
You never truly know your net worth until you manually calculate it once a year.
"
Most people stop tracking because it's too much
work. We made it effortless.
Money is more messy than
apps think.
Traditional finance apps were built for bank data. We built ACORN for your real life.
Multiple apps, zero focus
Bank accounts, wallets, and investments are scattered across 10 different apps.
Cash is never tracked
Offline cash transactions are 40% of your spends, but 0% of your tracking.
Udhar is forgotten
Real-world credit (Udhar) with friends or family never makes it into your spreadsheet.
No clear picture
You never truly know your net worth until you manually calculate it once a year.
"
Most people stop tracking because it's too much work. We made it effortless.
One app.
Total clarity.
ACORN brings your entire financial life into one place. No more guesswork, no more spreadsheets.
Bank + Cash Tracking
Auto-connect your banks and track offline cash spends effortlessly in seconds.
Udhar Management
Keep tabs on who owes you and who you owe — with friendly WhatsApp reminders.
Net Worth Visibility
One simple dashboard for your total financial picture — updated in real-time.
Total Balance
$42,905.00
In Bank
$28,100
In Cash
$14,805
Recent Transactions
Starbucks Coffee
Today, 2:45 PM
-$12.50
Rent Transfer
Today, 2:45 PM
-$12.50
Udhar - Rahul
Today, 2:45 PM
+$500
Features built for
the modern world.
Every feature is designed to solve a real problem in your daily financial life.
Smart
Transactions
Auto-split bills and
categorize every spend
using AI — bank or cash.
Udhar Reminders
Automatically send
friendly WhatsApp nudges
for your real-world credit.
Cash Tracking
Quick-add cash spends in
1-tap — finally track
where your wallet goes.
Insights &
Analytics
Detailed breakdown of
your spending habits and
net worth trends.
Goals Tracking
Set smart savings goals
and let ACORN help you
reach them faster.
Shared Wallets
Collaborate with partners
or friends on shared
household budgets.
How ACORN
Works for you.
1
Connect & Add
Securely link your bank accounts and add your current cash balance in 2 taps.
2
Track Spends
Auto-sync bank transactions and add cash spends instantly. No manual typing.
3
Get Insights
See exactly where your money goes with auto- categorized smart transactions.
4
Grow Savings
Use ACORN's smart recommendations to hit your goals and grow your net worth.
Start tracking your money today
The ACORN Edge
Built for real life,
not just bank data.
Most apps only see half the picture. ACORN sees it all — giving you
the clarity you need to grow smarter.
Tracks Cash (Offline Money)
Finally, an app that treats your physical cash with the same importance as your bank balance. Track ATM withdrawals and spends in 1-tap.
100% Secure & Private
Manages Udhar (Real-world Credit)
Track money lent to or borrowed from friends, family, or your local shopkeeper. Never forget an udhar again with automated tracking.
100% Secure & Private
Shows Full Financial Picture
Bank, Cash, and Udhar come together to show your true net worth. No more manual calculations or missing pieces.
100% Secure & Private
ACORN vs The Others
Most apps track bank data. ACORN tracks real life money.
Automated Bank Sync
Acorn
Others
Cash Spend Tracking
Acorn
Others
Udhar Management
Acorn
Others
Net Worth Visualization
Acorn
Others
AI-powered Insights
Acorn
Others
Privacy First (Zero Ads)
Acorn
Others
The App Interface
One app.
Total Clarity.
Beautifully designed for a seamless tracking experience. No more
clunky spreadsheets or complex menus.
The Dashboard
A unified view of your net worth across all asset classes.
Add Transaction
Quick-add anything — bank, cash, or udhar — in under 2 seconds.
Udhar Tracking
Track money lent or borrowed with built-in reminders.
Deep Insights
See exactly where your money goes with auto-categorized smart transactions.
Stop guessing where your money goes.
Start growing your savings with ACORN.
Stop guessing where your money goes.
Start growing your savings with ACORN.
Join the elite group of early adopters who are already
seeing their net worth grow with ACORN.
No spam, only early access beta invites

Track bank, cash & udhar in one place —
and increase your savings.
© 2026 ACORN. Built by Lovepreet Singh.
Secured with Bank-Grade Encryption
One app.
Total clarity.
One app.
Total clarity.
ACORN brings your entire financial life into one place. No more guesswork, no more spreadsheets.
Bank + Cash Tracking
Auto-connect your banks and track offline cash spends effortlessly in seconds.
Udhar Management
Keep tabs on who owes you and who you owe — with friendly WhatsApp reminders.
Udhar Management
Keep tabs on who owes you and who you owe — with friendly WhatsApp reminders.
Net Worth Visibility
One simple dashboard for your total financial picture — updated in real-time.
Bank + Cash Tracking
Auto-connect your banks and track offline cash spends effortlessly in seconds.
Net Worth Visibility
One simple dashboard for your total financial picture — updated in real-time.
Total Balance
$42,905.00
In Bank
$28,100
In Cash
$14,805
Recent Transactions
Starbucks Coffee
Today, 2:45 PM
-$12.50
Rent Transfer
Today, 2:45 PM
-$12.50
Udhar - Rahul
Today, 2:45 PM
+$500
Features built for
the modern world.
Every feature is designed to solve a real problem in your daily financial life.
Smart
Transactions
Auto-split bills and
categorize every spend
using AI — bank or cash.
Udhar Reminders
Automatically send
friendly WhatsApp nudges
for your real-world credit.
Cash Tracking
Quick-add cash spends in
1-tap — finally track
where your wallet goes.
Insights &
Analytics
Detailed breakdown of
your spending habits and
net worth trends.
Goals Tracking
Set smart savings goals
and let ACORN help you
reach them faster.
Shared Wallets
Collaborate with partners
or friends on shared
household budgets.
How ACORN
Works for you.
1
Connect & Add
Securely link your bank accounts and add your current cash balance in 2 taps.
2
Track Spends
Auto-sync bank transactions and add cash spends instantly. No manual typing.
3
Get Insights
See exactly where your money goes with auto- categorized smart transactions.
4
Grow Savings
Use ACORN's smart recommendations to hit your goals and grow your net worth.
The ACORN Edge
Built for real life,
not just bank data.
Built for real life,
not just bank data.
Most apps only see half the picture. ACORN sees it all — giving you
the clarity you need to grow smarter.
Most apps only see half the picture. ACORN sees it all — giving you the clarity you need to grow smarter.
Tracks Cash (Offline Money)
Finally, an app that treats your physical cash with the same importance as your bank balance. Track ATM withdrawals and spends in 1-tap.
100% Secure & Private
Manages Udhar (Real-world Credit)
Track money lent to or borrowed from friends, family, or your local shopkeeper. Never forget an udhar again with automated tracking.
100% Secure & Private
Shows Full Financial Picture
Bank, Cash, and Udhar come together to show your true net worth. No more manual calculations or missing pieces.
100% Secure & Private
ACORN vs The Others
Most apps track bank data. ACORN tracks real life money.
Automated Bank Sync
Acorn
Others
Cash Spend Tracking
Acorn
Others
Udhar Management
Acorn
Others
Net Worth Visualization
Acorn
Others
AI-powered Insights
Acorn
Others
Privacy First (Zero Ads)
Acorn
Others
ACORN vs The Others
Most apps track bank data. ACORN tracks real life money.
Cash Spend Tracking
Acorn
Others
Udhar Management
Acorn
Others
Net Worth Visualization
Acorn
Others
AI-powered Insights
Acorn
Others
Privacy First (Zero Ads)
Acorn
Others
The App Interface
One app.
Total Clarity.
Beautifully designed for a seamless tracking experience. No more
clunky spreadsheets or complex menus.
The Dashboard
A unified view of your net worth across all asset classes.
Add Transaction
Quick-add anything — bank, cash, or udhar — in under 2 seconds.
Udhar Tracking
Track money lent or borrowed with built-in reminders.
Deep Insights
See exactly where your money goes with auto-categorized smart transactions.
Money is more messy than
apps think.
Traditional finance apps were built for bank data. We built ACORN for your real life.
Multiple apps, zero focus
Bank accounts, wallets, and investments are scattered across 10 different apps.
Cash is never tracked
Offline cash transactions are 40% of your spends, but 0% of your tracking.
Udhar is forgotten
Real-world credit (Udhar) with friends or family never makes it into your spreadsheet.
No clear picture
You never truly know your net worth until you manually calculate it once a year.
"
Most people stop tracking because it's too much work. We made it effortless.
Features built for
the modern world.
Every feature is designed to solve a real problem in your daily financial life.
Smart
Transactions
Auto-split bills and
categorize every spend
using AI — bank or cash.
Udhar Reminders
Automatically send
friendly WhatsApp nudges
for your real-world credit.
Cash Tracking
Quick-add cash spends in
1-tap — finally track
where your wallet goes.
Insights &
Analytics
Detailed breakdown of
your spending habits and
net worth trends.
Goals Tracking
Set smart savings goals
and let ACORN help you
reach them faster.
Shared Wallets
Collaborate with partners
or friends on shared
household budgets.
How ACORN
Works for you.
1
Connect & Add
Securely link your bank accounts and add your current cash balance in 2 taps.
2
Track Spends
Auto-sync bank transactions and add cash spends instantly. No manual typing.
3
Get Insights
See exactly where your money goes with auto- categorized smart transactions.
4
Grow Savings
Use ACORN's smart recommendations to hit your goals and grow your net worth.
The App Interface
One app.
Total Clarity.
Beautifully designed for a seamless tracking experience. No more clunky spreadsheets or complex menus.
The Dashboard
A unified view of your net worth across all asset classes.
Add Transaction
Quick-add anything — bank, cash, or udhar — in under 2 seconds.
Udhar Tracking
Track money lent or borrowed with built-in reminders.
Deep Insights
See exactly where your money goes with auto-categorized smart transactions.
Stop guessing where your money goes.
Start growing your savings with ACORN.
Join the elite group of early adopters who are already
seeing their net worth grow with ACORN.
No spam, only early access beta invites

Track bank, cash & udhar in one place —
and increase your savings.
© 2026 ACORN. Built by Lovepreet Singh.
Secured with Bank-Grade Encryption